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Don't lose another sale because you don't accept credit cards...Start accepting credit cards today! We provide full service merchant payment gateways at competative rates.

This includes the following payment options:

• PayPal
• Stormpay
• Visa
• Master Card
• American Express
• Discover
• Direct Check / Ach Debit
  

According to the U.S. government, nearly 75-percent of American families have one or more credit cards and many consider them their preferred method of payment. The fact is, if you don't accept credit cards your customers will likely go to someone who does.

When operating from a walk-in location, it is ideal to accept “plastic” with a point-of-sale terminal. These terminals allow you to:

• Enjoy optimum rates and fees
• Process transactions quickly and securely
• Quickly and easily train staff on handling debit and credit cards
• Track credit card and debit card sales with reports available directly from the terminal
• Print receipts for the convenience of your customers and for your own bookkeeping
• Print receipts, combined with the record of each card’s magnetic swipe, are excellent evidence in cases of cardholder disputes leading to chargebacks

Internet processing enables you to automatically accept, authorize and process secure credit card orders directly through your web site or virtual terminal. No software or hardware is required and you can process from any Internet connection.

IMS Enterprises can help you to easily establish such a merchant account. With a "card-not-present" merchant account you have three options as to how you may process your customers' orders quickly and easily:

• Virtual Terminal Software - We will provide you with easy-to-use virtual terminal/payment gateway software for any device that can access the Internet. There are a few recommended options available that an experienced Newtek Merchant Solutions Processing Specialist will go over with you.
• Off-line (PC based) Credit Card Processing Software - We will provide you with credit card processing software to be installed on your computer with a modem. This is ideal for merchants accepting credit card information via mail, telephone and facsimile.
• Credit Card Authorization Terminals - Of course, you always have the option of manually entering credit card numbers through a point-of-sale (POS) credit card terminal.

These services will help you increase sales and manage risk by providing you with the ability to accommodate check writing customers. The following is a list of check services available at the point of sale. Newtek Merchant Solutions provides a wide variety of state-of-the-art equipment to accommodate these services.

If an approved check does not clear the bank, you are quickly reimbursed the full amount of the check.

Check Conversion verifies check writers through a reader on your credit card terminal. Check Conversion gives you the ability to:

• Verify check writers through both positive and negative databases
• Access velocity files - (Merchant Controlled File)
• Convert checks into an electronic item
• Reduce bank charges
• Receive backing of a guarantee

Why debit services are advantageous to you and your business:

• No risk to your business
• Sales proceeds are deposited into your account as soon as 48 hours after the transaction
• Debit card transactions are reported along with your credit card transactions on your merchant processing statement each month, and can be viewed online along with your credit card transactions
• Statements are itemized with the location and time of the debit card transaction, unlike checks
• Transaction costs for pin-based debit are lower than for signature based credit or debit cards

Why more and more consumers prefer using debit cards:

• They’re easier and faster to use than a check
• Conveniently, most debit cards also serve as ATM cards
• Consumers avoid increasing their credit card debt

Gift Cards

Gift cards are prepaid purchases that drive customers into your store. As Loyalty Cards do, Gift Cards double as a miniature “billboard” for your business right in your customers’ wallets. As card balances decline as the card is used, customers are more inclined to return to spend their remaining “dollars."

Benefits include:

• More recognition and exposure in the marketplace
• Cards establish your business as a customer’s shopping destination
• Cards are convenient for customers to hold in their wallets
• No cash back as any value remaining after partial redemption stays on the card
• Real time data capture virtually eliminates the losses associated with paper gift certificates and costly tracking and accounting

Loyalty Cards

A Loyalty Program is a powerful way to create a compelling reason for your customers to prefer your business over another. You create your own Loyalty Program by deciding what point value to assign to customer purchases. You can assign points per dollar spent or multiples of one dollar. The system can also tally customer transactions for purchases and assign points per purchase.